Business Loan Calculators
LimeLyne calculators are built around how business financing actually works—from payment schedules and real underwriting ratios to factor rates, payoff amounts, debt-service coverage, and total borrowing costs. Use the calculators below to estimate payments, compare financing structures, evaluate eligibility, and understand how an offer may affect your business before you apply.
Each calculator is paired with detailed editorial explaining the methodology, terminology, and financing decisions behind the results.
Working Capital & Revenue-Based Financing
Estimate payments, total financing costs, and potential eligibility based on your business revenue.
Working Capital Calculator
Estimate payments and total cost on revenue-based working capital.
Working Capital Eligibility Estimator
See how much working capital your business may qualify for based on your business profile.
Merchant Cash Advance Calculators
Calculate factor rates, APR equivalents, payoff amounts, combined debt payments, and potential consolidation relief.
Merchant Cash Advance Calculator
See your factor rate, total payback, and daily or weekly payment on a merchant cash advance.
Merchant Cash Advance Payoff Calculator
See your factor rate, total payback, and daily or weekly payment on a merchant cash advance.
Merchant Cash Advance Debt Calculator
See your factor rate, total payback, and daily or weekly payment on a merchant cash advance.
Merchant Cash Advance Consolidation Calculator
See how a MCA consolidation affects your weekly and monthly cash flow
Factor Rate to APR Calculator
See how a MCA consolidation affects your weekly and monthly cash flow
Business Line of Credit & Cards
Estimate borrowing costs based on what you use and model how different payments affect your interest paid and payoff timeline.
Business Line of Credit Calculator
Estimate interest and payments based on what you actually draw, not your full limit.
Business Credit Card Payoff Calculator
See how carrying a balance affects your interest and payoff timeline.
SBA Loans
Estimate SBA loan payments and evaluate whether your business cash flow can support the requested loan amount.
SBA Loan Calculator
Estimate your monthly payment on an SBA 7(a) working capital loan, priced as prime plus a lender spread.
SBA DSCR Calculator
Check the debt service coverage ratio SBA lenders use to gauge whether your business can support a loan.
Term Loans & Equipment
Calculate monthly payments, total interest, and financing costs for business loans and equipment purchases.
Business Loan Calculator
Estimate your monthly payment, total interest, and payoff date on a fixed-rate business loan.
Equipment Financing Calculator
Calculate payments on financing for equipment, vehicles, or machinery.
See your options in minutes
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