SBA Loans

Smart funding built for small business success.

Great rates. Flexible terms. LimeLyne connects you to multiple banks and lenders offering SBA loan programs to finance your next big move—whether it’s expansion, equipment, commercial real estate or working capital.

Smart. Simple. Hassle-free.Let’s get you funded.

8.5%

Rate as low as

10-25 Years

Term

$30K-$5.5M

Amount

2 Weeks to 30+ Days

Time to Fund

What are SBA loans?

Government-backed funding designed for small business success. SBA loans are business loans guaranteed by the Small Business Administration (SBA). While issued by banks and private lenders, they are insured by the SBA to reduce lender risk—making them more accessible to business owners.

• Flexible terms and lower rates
• Can be used for expansion, refinancing, or purchases
• Guaranteed by the SBA for easier approval

Is an SBA Loan Right for You?

What Can an SBA Loan Be Used For?

SBA loans provide flexible funding for a variety of business needs, including: Expansion and construction costs Land, equipment, and supply purchases Refinancing existing business debt Acquiring an existing business

Do I Qualify for an SBA Loan?

SBA loans have specific credit, cash flow, and documentation requirements, but LimeLyne’s AI-powered lender matching, L.I.M.E., makes the process simple and accessible.

Who typically applies for SBA loans?

Both growing startups and established businesses use SBA loans to scale, stabilize, or invest in future opportunities.

More accessibility

Guaranteed by the SBA and often available for small businesses that don’t qualify for typical bank loans.

Small Business Friendly

One of lowest-cost loans on the market with favorable rates and longer payback terms.

Fast Time To Fund

Expand, refinance or make purchases including land, equipment, supplies — even existing businesses.

Cultivates Credit

Build and improve your FICO score for more future lending options with better terms.

While SBA loans can be paperwork intensive, LimeLyne experts specialize in streamlining your filing for faster processing and approval. SBA loans are one of the lowest-cost financial options on the market and are often available for small businesses that don’t qualify for normal bank loans. They can help build and improve your credit and provide you with a better access to funding in the future.

Advantages

• Favorable rates and longer term options
• Multiple loan types to fit your business
• Offer monthly payments and low fixed rates

What you’ll need to apply

1. Last 6 months of bank statements
2. Business debt schedule
3. 2 Year business tax returns
4. Interim YTD financials

Minimum qualifications

1. 650+ minimum FICO credit score
2. 2 years in business
3. Loans over $350,000 require real estate collateral

Let’s get down to small business.

There’s the LimeLyne way to get smart financing fast — and there’s everything else. We believe in your small business, and we believe in our approach. No nonsense. No surprises. Just expert guidance from start to finish.

Join our SME community

“In the fast-paced world of Miami real estate, having access to the right funding at the right time is everything. LimeLyne provided the financial flexibility I needed to break ground on my latest luxury development without delays. Their team understood my vision, moved quickly, and made the entire process seamless. Thanks to their support, we’re bringing another high-end property to life in the heart of Miami.”

Alejandro “Alex” Navarro

CEO of Skyline Luxe Developments

Common questions. Straight answers.

What are the minimum requirements to apply at LimeLyne?

6 Months in Business
4 Months of Business Bank Statements
$10,000 in monthly revenue

*No time in business or minimum revenue with a 680+ FICO score.

Will a low credit score affect my chances of being approved?

While a low credit score may limit your financing options, 1West has the ability to get you financing within our ABLE platform.

What kind of products does LimeLyne offer?

LimeLyne specializes in short term financing lending options but we also offer the following;

Business Line of Credit
Unsecured Working Capital
SBA loans
Equipment Loans
Accounts Receivable Financing
Real Estate Financing

How soon will I have access to my money after I’m approved?

Depends on the financing product and partner that you are paired with, however we estimate it would take anywhere from 24-72 hours to receive the capital from receipt of initial required documentation.