Unsecured Working Capital

Leverage your cash flow. Fuel your growth.

Get fast, flexible funding—approved based on your cash flow, no collateral needed. With LimeLyne’s instant lender matching, you secure the best offer in 24 hours or less.

Smart. Simple. Hassle-free.Let’s get you funded.

11%

Rate as low as

2-24 months

Term

$5K-$2M+

Amount

24-48 hours

Time to Fund

What is Unsecured Working Capital?

Fast funding. No collateral. Just cash flow.

Unsecured working capital lets businesses access funds without pledging assets. Instead, your monthly cash flow determines your eligibility and loan amount.

Ideal for businesses that need fast funding
Early payoff discounts available
Minimal paperwork—apply in minutes

With LimeLyne’s lender matching engine, L.I.M.E., you get top offers in 24 hours or less.

Is Unsecured Working Capital Right for You?

How Much Funding Can I Get?

Eligible capital typically amounts to up to 125% of your monthly revenue. Repayments are made via fixed ACH payments—seamlessly deducted from your business account.

What Are the Qualifications?

Beyond cash flow, industry type, time in business, credit score, and revenue streams are factored in to determine eligibility, terms, rates, and funding limits.

How Is It Difference from a Traditional Loan?

Unlike traditional loans with fixed APRs and repayment schedules, unsecured working capital uses a factor rate for a more flexible financing structure.

Why Choose Unsecured Working Capital with LimeLyne?

No Collateral Required

Secure the capital you need based on cash flow—no assets or collateral needed.

No collateral required

Secure the capital you need based on cash flow — without having to pledge any type of asset or collateral.

Funds that flex

Capital can be used to fund a variety of business needs from everyday operations to securing growth opportunities.

Fast time to fund

Ideal when you need cash fast, you can be approved in a little as 6 hours and funding in about 48 hours.

Early payoff discount

LimeLyne clients who shorten payment cycles are eligible for an early payoff incentive to help fund what’s next.

While your business may be financially sound and growing — surprises happen. 1West is here to bridge the gap through our collateral-free working capital loans. This fast, flexible capital ensures your operations can continue without a hitch and your credit rating remains unscathed.

Advantages

• Low FICO requirements
• Fast approval and funds
• Funds a variety of business needs

What you’ll need to apply

1. Business application
2. Last 4 months of business bank statements

Minimum qualifications

1. 500 minimum FICO credit score
2. 6 months in business
3. $10,000 minimum gross monthly sales

Let’s get down to small business.

There’s the LimeLyne way to get smart financing fast — and there’s everything else. We believe in your small business, and we believe in our approach. No nonsense. No surprises. Just expert guidance from start to finish.

Join our SME community

“LimeLyne was instrumental in helping me secure the funding I needed to expand my architectural firm. Their team made the process seamless, providing fast, flexible financing that allowed me to upgrade my office, invest in new technology, and take on larger projects. Thanks to their support, my business is thriving, and I couldn’t be more grateful. Highly recommend LimeLyne to any business looking for smart funding solutions!”